Showing posts with label treatment. Show all posts
Showing posts with label treatment. Show all posts

Tuesday, November 3, 2009

NEWS: Calif.: "Ruling deals a blow to denials of autism treatment"

Ruling deals a blow to denials of autism treatment
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Refusing to cover a costly behavioral therapy because the care provider lacks a state license violates California law, a Los Angeles County judge finds.

By Lisa Girion
Los Angeles Times
October 27 2009

"A tactic used by insurance companies to deny expensive behavioral therapy to autistic children has been deemed illegal by a Los Angeles judge..."

The complete article can be viewed at:
http://www.latimes.com/business/la-fi-autism27-2009oct27,0,7328448.story

Wednesday, July 1, 2009

NEWS - Huffington Post: "Will Schwarzenegger and Obama Require Insurers to Pay for Autism Care?"

The news is from California, but the questions, and the tactics being used, are ubiquitous, so this is a lawsuit worth paying attention to.

Will Schwarzenegger and Obama Require Insurers to Pay for Autism Care?

Jamie Court
Huffington Post, July 1, 2009


Parents of autistic children gathered this morning at Consumer Watchdog's Los Angeles headquarters to announce a lawsuit against Governor Schwarzenegger's administration for allowing health insurers to refuse to pay for Applied Behavioral [sic] Analysis ("ABA"), an essential treatment for autism, in plain violation of the California Mental Health Parity Act.

Independent panels of doctors paid by California had been ruling in every autistic child's case that the ABA treatment was medically necessary [my emphasis], so insurers changed the rules of the game with the help of the Schwarzenegger administration. The insurers simply claimed the treatment wasn't covered, because it was educational in nature, and therefore independent panels of medical reviewers no longer had the power to overrule the insurance bureaucrats. (...)
FULL STORY AT THE HUFFINGTON POST

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Don't forget to see the recent post on the CURRENT ACTION ITEM to contact our
Oregon Delegation to Congress and urge their support of the ATAA.
Thank you for your action and your support!



We can do it and we can get there.
Thanks for your help and your support!

Tuesday, June 23, 2009

Sidebar: A VERY Interesting Article on the BC/BS of Michigan Settlement

A Law.com article going into more and different detail than many of the currently circulating stories on the recent settlement by BC/BS in Johns v. Blue Cross Blue Shield of Michigan.

Well worth reading.

Michigan Class Action Settlement on Autism Treatment Hailed as Landmark Case
Tresa Baldas
The National Law Journal
June 23, 2009


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Previous blog post

Friday, June 19, 2009
Sidebar: Blue Cross Blue Shield of Michigan Forced to Pay for Behavioral Therapy for Autism In Landmark Case

Saturday, June 20, 2009

VIDEO: Autism Not Treatable? Sam Summers, MI 4th Grader Disagrees.

This was from the testimony for the Michigan autism bill--Sam Summers, Michigan 4th grader diagnosed with autism at 2, given intensive behavioral intervention...well, let Sam speak for himself.


Friday, June 19, 2009

Sidebar: Blue Cross Blue Shield of Michigan Forced to Pay for Behavioral Therapy for Autism In Landmark Case

Release issued by Mantese and Rossman, P.C., on June 19, 2009

Detroit, Michigan. The family of an autistic child filed a motion in federal court today to confirm settlement of a class action against Blue Cross Blue Shield of Michigan. The family alleged in the suit that the insurer wrongfully refused to cover behavioral therapy for children with autism spectrum disorder (ASD), on the baseless ground that the care was"experimental. "

Under the terms of the settlement reached at a court-ordered conference on Wednesday, June 17, 2009, Blue Cross [of Michigan] has agreed to reimburse all families who paid for behavioral therapy for their children after May 1, 2003, and who were covered under a Blue Cross Blue Shield of Michigan insurance policy. Blue Cross had earlier filed a motion seeking dismissal of virtually the entire case on legal grounds, but the Honorable Stephen J. Murphy III permitted the case to go forward and scheduled the matter for further proceedings, including a settlement conference before Magistrate Michael Hluchaniuk.

The settlement was reached in the case of Christopher Johns v. Blue Cross Blue Shield of Michigan, 08-cv-12272, filed in Detroit. In the suit, the plaintiff alleged that Blue Cross' pattern and practice of characterizing the scientifically established Applied Behavioral Therapy as "experimental, " and thus as excluded under its insurance policies, was arbitrary, capricious, illegal and contradicted by many years of scientific validation.

Under the settlement, Blue Cross [of Michigan] will pay for behavioral therapy rendered to over 100 children in the last six years. Plaintiff's counsel, Gerard Mantese and John J. Conway, were pleased with the settlement.

Mr. Mantese and Mr. Conway issued a joint statement emphasizing:
"No insurer should ever take this approach to needed care for children. Applied Behavioral Analysis therapy is supported by science and is not 'experimental. ' Delays by insurers in authorizing this treatment, when it is covered by insurance policies, should not be tolerated. Research shows that children with autism spectrum disorder need this therapy early on in life and delaying treatment can irreversibly prevent them from achieving their full potential."
Mr. Mantese emphasized that the settlement includes even families who never submitted a claim to Blue Cross, but who obtained this care for their children and were covered by a Blue Cross policy. Mr. Conway believes that this is the first such settlement addressing Applied Behavioral Analysis (ABA) in the country.

ABA therapy is administered under the supervision of licensed psychologists and other professionals. ABA applies one hundred year old concepts of changing behavior through positive and negative reinforcements. The federal suit in which this settlement was achieved centered upon the ABA treatment provided by prestigious Beaumont Hospital and its HOPE Center, including Dr. Ruth Anan and Dr. Lori Warner.

The case settled shortly after Plaintiff's counsel obtained a court order requiring Blue Cross to produce file documents which validated the effectiveness of ABA therapy for treating children with autism spectrum disorder.

Among the documents in the Blue Cross files obtained by Plaintiff's counsel was a draft of a Blue Cross Blue Shield Medical Policy for 2005, which acknowledged the following:
Applied behavioral analysis (ABA) is currently the most thoroughly researched treatment modality for early intervention approaches to autism spectrum disorders and is the standard of care recommended by the American Academy of Pediatrics, National Academy of Sciences Committee and the Association for Science in Autism Treatment, among others.
Blue Cross' own documents further acknowledged that:
The earlier the disorder is diagnosed, the sooner the child can be helped through treatment interventions.
Mr. Mantese stated,
"After we compelled Blue Cross through motion practice to produce all materials supporting its position that this care was allegedly experimental, we received numerous file documents which actually established that ABA therapy works and is highly effective in increasing the functioning of these children."
Mr. Conway emphasized, "We are pleased that we were able to obtain a result which will require Blue Cross to pay for this important care and will alleviate some of the financial strain imposed on over a hundred families by having to pay for this care when it was covered under their insurance policies."

Contact information for the families' attorneys follows:
Gerard Mantese, Esq.
Mantese and Rossman, P.C.
1361 E. Big Beaver Road
Troy, Michigan 48083
248-457-9200 Office
248-515-6419 Cell

John J. Conway, Esq.
John J. Conway, P.C.
645 Griswold St, Ste 3600
Detroit, MI 48226
313-961-6525 Office
313-574-2148 Cell

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Previous newsstories on the case:

Blue Cross Reverses Position on Autism After Federal Court Litigation Intensifies
Monday 11th of May 2009 13:19

Blue Cross ordered to defend stance on autism therapy coverage
Detroit News | March 9, 2009

Sunday, May 31, 2009

NEWSFLASH: Texas Legislature Passes Expansion of Insurance Coverage for Children with Autism!

F O R I M M E D I A T E R E L E A S E

Texas Legislature Passes Expansion Of Insurance Coverage for Texas Children with Autism
Effective Date: May 31, 2009
Contact: Mike Bernoski, Executive Director
512-402-5842 Phone;
media@texasautismadvocacy.org


Austin, Texas – The Texas legislature showed their support today for families by passing a measure to expand the age of mandatory insurance coverage for children with autism from the time of diagnosis to the 10th birthday. HB 451 expands on the existing law passed in 2007 which requires coverage for generally recognized autism services, including Applied Behavior Analysis. Parents of children with autism spectrum disorder celebrated today and are urging the Governor [Perry] to sign this bill into law.
“It is hard to appreciate how much effort on the part of so many goes into passing a bill of this nature,” said Mike Bernoski, Executive Director of Texas Autism Advocacy. “The broad bipartisan support shows that Republicans and Democrats alike understand this is a family issue, and it moves Texas a significant step forward in its response to the growing crisis of autism.”
This is Texas Autism Advocacy’s second successful push to secure better insurance coverage for children with autism.

This legislation, authored by representatives Dr. Alma Allen (D-Houston), Eddie Lucio III (D-Brownsville) , and Senfronia Thompson (D-Houston), and carried in the Senate by Sen. Eddie Lucio Jr (D-Brownsville) , author of the existing law which has been in effect since January 1, 2008, was a welcome relief to parents whose children were excluded by the first law because they were either too old or too young or the child of a teacher.

Taxpayers have something to cheer about as well. By expanding the number of children covered, the bill will triple the existing law’s $1.35 billion in lifetime savings to a projected $4.06 billion over the next 50 years.
“One in 150 children is diagnosed with autism. If we do not take care of our children now, we as Texans will suffer later,” Rep. Allen explained. “This bill will help the hardest working in Texas - those that deal with the challenges of raising a child with autism.”

“Early intervention has proven to be able to turn a child’s life completely around,” commented Senator Eddie Lucio Jr., “Now that we have a better understanding of the associated costs and benefits it is time to take the next step".
The Texas bill remains the only state insurance reform that has no dollar caps on the stipulated coverage which includes diagnostic testing, speech, OT, PT, as well as medical and behavior therapies.

Parents and teachers are eager for Governor Perry to sign the bill into law. This bill does not affect ERISA, Medicaid, or CHIP plans, however efforts are underway to address these plans as well.

To learn more about legislation and other initiatives, please visit www.texasautismadvocacy.org.

Texas Autism Advocacy’s mission: To seek to create systemic change by identifying practical solutions that will positively affect the lives of people affected by Autism Spectrum Disorders.

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--"Don't mess with Texas". Congratulations.--

Wednesday, May 6, 2009

Cover story KATU news, Portland: "House bill to help cover costs of Autism "

Broadcast Wed. May 5, 2009 during the 4PM news broadcast
at KATU, Channel 2, Portland, Oregon

"Oregon has one of the highest rates of children with Autism in the US, yet the state has not been able to pass legislation to help parents with the burden of treating their children. A bill stuck in the house [HB 3000 in the House Rules Committee] right now would force insurance companies to help, and dozens of families are counting on that bill to help ease the financial burden."




Thank you to Lisa and John McHenry for sharing their story and
thank you to KATU for sharing it with the public!

Monday, May 4, 2009

Letter to the editor: "Cover Autism Therapy"(

Letter to the Editor in The Oregonian from a Portland mother.
(Good job Danni McLaughlin!)

Note: KEEP these letters and include them with YOUR letters to legislators to show that this is a matter of public interest and that the issue is in the public venue.
As one minor correction, at this time TEN ELEVEN states have passed mandates covering behavioral therapy for minors with autism: IN, SC, TX, AZ, LA, FL, IL, PA, NM and most recently--MT and CO. (Blog author note: Colorado passed their mandate May 5!)

NV looks as if it is poised to pass their mandate bill. These states recognize that their children--their citizens--need this support and access to behavioral treatment.
Oregon should do no less.

Oregonian - Letters to the editor: Autism Funding May 2, 2009

Cover autism therapy

How nice for State Rep. Mitch Greenlick that he only has to ponder whether or not behavior therapy would help all children with autism, all the time, with all its symptoms ("A struggle to defeat autism and its costs," April 29).

Is there a single medical protocol with a 100 percent success rate for all afflicted?

I have a child with autism, so I can tell you that behavioral therapy works wonders. It is a remarkable tool that changes kids' and families' lives. It isn't invasive, it requires no expensive equipment and the skills can be taught and used at home and in school.

Can you imagine being told that your child's needed speech, occupational, physical and behavioral therapies are not covered by insurance? Note that these same policies cover addicts, the obese and smokers.

Oregon's autism rate is among the highest in the nation. Funding treatment that helps children with autism become productive, able, self-directed citizens is a vital investment. Please ask your legislators to add Oregon to the list of nine other states that have already passed this critical insurance reform.

DANNI McLAUGHLIN
Southwest Portland

Tuesday, April 28, 2009

From the Oregonian on ABA and HB 3000


Families of the autistic struggle with care and costs
by Bryan Denson, The Oregonian Tuesday April 28, 2009, 7:22 PM
Photos by Benjamin Brink/The Oregonian

Annotated excerpts with links to additional info; comments in red.

"Joe Joe McHenry, 4, uses toys to learn pronouns during a recent morning session with autism behavioral therapist Emily Hoyt. Joe Joe's mom, Lisa McHenry, says the intensive therapy has been vital to his development.
...But McHenry was astonished to learn that her health insurance didn't cover a penny of the expensive treatment...
Autism is also on center stage in Salem, and for good reason. U.S. prevalence of the brain disorder is about 1 in 150, according to the Centers for Disease Control and Prevention [1], but some estimates based on school data put Oregon's rate as high as 1 in 87 [2]. Policymakers warn of an approaching "autism tsunami" that will wash over the state's already troubled educational systems...
autism advocates and insurers are squared off over House Bill 3000. The proposed law would require insurance companies to pay up to $36,000 a year for Oregonians younger than 21 enrolled in the kind of intensive behavioral therapy Joe Joe McHenry undergoes....
[Blog Author note: The key phrase being "up to". While the most challenged children may require the entire amount specified under the cap, many children will probably require less and the cost should decrease with improvement through treatment, since the goal is to intervene early, and enable as many children to enter elementary school with no, or minimal aids. Some students will require more support and intervention. Cost analyses done by the actuarial firm of Oliver Wyman Actuarial Accounting, Inc., cites figures of a 0.1% increase in per policy cost in Texas since the passage of their mandate in 2007, with estimated per-policy costs for other states well under 1% (range 0.36- 0.75%)[3][4][5][6]. This corroborates with data from the states of Indiana and Minnesota which have had this coverage for several years [7]. In South Carolina, since passage of their autism insurance reform mandate, some insurers who were not required to provide the coverage under the law are choosing to do so voluntarily [8]. Canada's fiscal study of current cost vs. future savings assessed that current investment in intensive behavioral therapy will represent a future fiscal savings. [9] ]

Insurance companies generally pay for drugs that improve symptoms of autism. But they have been slow to embrace the concept of paying for the kind of behavioral therapy Joe Joe undergoes, describing it as not medically necessary [10] or experimental in nature [11].

This bewilders Laura Schreibman, Ph.D., a veteran autism researcher at the University of California at San Diego [12]...Though scientists are far from agreeing on the origins of autism, Schreibman believes it is a neurodevelopmental disorder present from birth that appears to be genetic. It is clearly a medical issue, she said...
"There's no other form of treatment for children with autism that's been demonstrated -- I mean empirically demonstrated [13] -- to be effective with these kids," Schreibman said. "I just don't know how much research and how much literature has to amass [14] before insurance companies are going to say, 'Yeah, OK.'"

FULL ARTICLE

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  1. Prevalence of the Autism Spectrum Disorders in Multiple Areas of the United States, Surveillance Years 2000 and 2002. Centers for Disease Control and Prevention, Department of Health and Human Services. Date March 11, 2009 Content source: National Center on Birth Defects and Developmental Disabilities. Accessed April 28, 2009.
    http://www.cdc.gov/ncbddd/dd/addmprevalence.htm

  2. "Services Aren't Keeping Up With Autism". Oregon Public Broadcasting (OPB) News. August 20, 2008.
    Accessed April 28, 2009.
    http://news.opb.org/article/2871-services-arent-keeping-autism/

  3. Actuarial Cost Estimate: Georgia Senate Bill 161 An Act Relating to Insurance Coverage for Autism Oliver Wyman Actuarial Consulting, Inc., Marc Lambright, FSA, MAAA, March 2, 2009
    From Autism Votes

  4. Actuarial Cost Estimate: Kansas Senate Bill 12 An Act Relating to Insurance Coverage for Autism Oliver Wyman Actuarial Consulting, Inc., Marc Lambright, FSA, MAAA, March 2, 2009
    Addendum

    From Autism Votes

  5. Presentation by Lorri Unumb, Esq., Senior Policy Analyst, Autism Speaks, in public testimony to the Oregon House Health Care Committee, April 8, 2009.

  6. Lorri Unumb, Esq., Senior Policy Analyst, Autism Speaks. (Personal communication)

  7. Motiwala, S. S., Gupta, S., & Lilly, M. B. (2006). The cost-effectiveness of expanding intensive behavioural intervention to all autistic children in Ontario [Canada]. Healthcare Policy, 1(2), 135-151.

  8. One definition: MEDICALLY NECESSARY – means any care, treatment, intervention, service or item which will or is reasonably expected to do any of the following: (i) prevent the onset of an illness, condition, injury, disease or disability; (ii) reduce or ameliorate the physical, mental or developmental effects of an illness, condition, injury, disease or disability; or (iii) assist to achieve or maintain maximum functional activity in performing daily activities."

  9. Petitioner File No. 85641-001.STATE OF MICHIGAN DEPARTMENT OF LABOR & ECONOMIC GROWTH OFFICE OF FINANCIAL AND INSURANCE SERVICES Before the Commissioner of Financial and Insurance Services. Issued and entered 11/27/2007.
    In the matter of XXXXX v Blue Cross Blue Shield of Michigan, Respondent
    http://www.michigan.gov/documents/dleg/85641_BCBSM_11-27-07.pdf_222301_7.pdf
    Accessed April 28, 2009.
    Determined that ABA was an appropriate covered benefit, not educational and not experimental.

  10. UCSD Autism Research Program, University of California, San Diego
    Accessed April 28, 2009.

  11. Applied Behavior Analysis and Neurodevelopmental Disorders: Overview and Summary of Scientific Support. Louis P. Hagopian & Eric W. Boelter. The Kennedy Krieger Institute and Johns Hopkins University School of Medicine. Accessed April 28, 2009.
    http://www.kennedykrieger.org/kki_misc.jsp?pid=4761

  12. Summaries of Research Evidence EIBI Comprehensive Interventions. p. 9-11, 13-16, from The Science and Art of Behavioural Autism Interventions: Designing Programs with Evidence and Compassion. Shahla Alai-Rosales, Ph.D., BCBA. February, 2009.
    ,

Sunday, April 26, 2009

ABA and Neurodevelopmental Disorders - Scientific Support


Authors: Louis P. Hagopian & Eric W. Boelter
The Kennedy Krieger Institute and Johns Hopkins University School of Medicine


"Applied Behavior Analysis Defined.
Behavior analysis is the systematic study of variables that influence behavior (Sulzer-Azaroff & Mayer, 1991). Applied behavior analysis (ABA) is a discipline concerned with the application of behavioral science in real-world settings such as clinics or schools with the aim of addressing socially important issues such as behavior problems and learning (Baer, Wolf, & Risley, 1968). Procedures derived from the discipline of ABA have been implemented to assess and treat a broad range of behaviors with individuals diagnosed with intellectual and developmental disabilities. However, despite more than 40 years of applied behavior analytic research there continues to be misperceptions about ABA. One misperception is that ABA is a standardized treatment program that is used for a specific type of problem and with specific types of individuals. For example, some incorrectly believe that ABA is a type of therapy or a specific procedure for teaching children with autism, and that it is synonymous with “Lovaas Therapy” or “discrete trial training.” Although discrete trial training represents one type of ABA-based approach, the field of ABA is much broader and includes a range of tactics, methods, and procedures that have been shown to be effective for many different types of problems. Features common to all ABA-based approaches are the objective measurement of behavior, precise control of the environment, and use of procedures based on scientifically established principles of behavior. Any clinical procedure or research investigation adhering to these basic criteria can be considered to be an ABA-based procedure. This includes “functional behavioral assessment,” and approaches such as “Positive Behavioral Support,” and forms of “Behavior Therapy” that rely on direct observation of behavior and analysis of behavior-environment relations..."
FULL ARTICLE
  • Applied Behavior Analysis Defined
  • Scientific Support for Applied Behavior Analysis
  • Application of ABA-based procedures across settings and populations
  • Scientific, Professional, and Government Organizations’ Position on Applied Behavior Analysis.
  • Empirically Supported Treatments for Problems Associated with Mental Retardation, Autism and Related Disorders.
  • Legislative Rulings in Support of Funding and Access to ABA-Based Services.
  • Link to list of references

Saturday, April 25, 2009

How ABA/EIBI Can Change Autism Trajectory

"...Early intensive intervention offers considerable benefit.
This concept became clear in the 1980s and has wide support today,[3],[4],[5] based on the success of early training compared with treatment that starts after children begin school...there is evidence that every year intervention is delayed progressively reduces outcome,...Brain plasticity refers to this ability of the brain to change under genetic and environmental forces, and this plasticity is at the heart of why earlier intervention works so much better than later intervention...So what does this have to do with autism? Plasticity explains why autism...can be helped by intervention in the form of intensive teaching, and why the younger the intervention is started, the better it works...The concept that early intervention is about brain plasticity is growing. [3],[8]..."
ARTICLE
Special Commentary: How Can Early, Intensive Training Help a Genetic Disorder?
William A. Altemeier, MD; and Leah E. Altemeier, PhD
Pediatric Annals 38(4), 167-172. March 2008,

SELECTED REFERENCES

3. Dawson G. (2008). Early behavioral intervention, brain plasticity, and the prevention of autism spectrum disorder.
Development and Psychopathology, 20(3), 775-804.
doi:10.1017/S0954579408000370

4. Lovaas I.O. (1987).
Behavioral treatment and normal educational and intellectual functioning in young autistic children. Journal of Consulting and Clinical Psychology, 55, 3-9.

5. Johnson CP, Meyers SM (2007).
Council on Children with disabilities. Identification and evaluation of children with autism spectrum disorder. Pediatrics, 120(5), 1183-1215.
doi:10.1542/peds.2007-2361

8. Oberman L. M., & Pascual-Leone, A. (2008). Cortical plasticity: A proposed mechanism by which genomic factors lead to the behavioral and neurological phenotype of autism spectrum and psychotic-spectrum disorders.
Behavioral and Brain Science, 31(3), 276-277.
doi:10.1017/S0140525X08004378

Thursday, April 23, 2009

Excellent WA Article Covering the Issues of Treatment & Coverage

REMINDER: GET YOUR CALLS, EMAILS AND TESTIMONY
IN SUPPORT OF HB 3000 : Requires health insurers and state medical assistance program to reimburse for diagnosis and treatment of autism spectrum disorder.
IN TODAY!

The bill MUST BE approved in the House Health Care Committee to have a chance to go to the full Oregon House! See yesterday's post for who and how to contact.

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Excellent WA article summing up the situation and the points of view; while from our neighbors to the north, the issues are the same in Oregon.

Popular autism treatment often goes uncovered
By DEBBIE CAFAZZO, The News Tribune
October 12, 2008, updated Nov. 21, 2008


Talking points from the story:

INSURERS: Argue autism treatments aren't really medical, but are more educational and that education is the responsibility of the public schools. Can't cover teachers or paraprofessionals or parents who have training in ABA. Medical and rehabilitation services through licensed providers covered [pediatrician, psychologists, OT, PT, Speech].
[Comments: Autism is a medically defined and diagnosed disorder. The state can, and has in those states that have already passed such mandates, assist in determining competencies of service deliverers, and many of the mandate bills include such provisions, including those who are
Board Certified Behavior Analysts , awarded certified status dependent on meeting conditions of required education, practical supervised experience, passage of an examination and ongoing education in applied behavior analysis, The licensed professionals cited by the insurance representatives, while competent in their own subject area, may not have appropriate or specific training in ABA. The services of OT, PT and Speech are necessary as part of a multidisciplinary treatment team, but to deliver behavior analytic treatment, the team must also include behavior analysts to supply competently delivered applied behavior analysis.]


SCHOOLS: Schools can't go it alone. The Federal government does not provide enough funding through IDEA, and local funds are insuffient as well. Children would be unlikely to get intensive 1:1 ABA. Not something one agency is responsible for and needs multiprong approach.
[Comments: IDEA is now and historically underfunded. Local funds have multiple demands, and are not always stable, as well as insufficient. Underproviding therapy by lack of intensity has been shown to undercut effectiveness of therapy, with threshholds where a "little" ABA is not that different from "no" ABA. The schools have a valid point that they are unreasonably expected to deliver behavioral health for a complex medical disorder requiring intensive treatment, without support of the usual medical entitities. ]


FAMILIES : Spending through IRAs, spending through savings, cutting back on personal expenditures, but seeing big benefits of ABA therapy. Sometimes have to stop because they no longer can afford. One spouse has to stop working to take care of the child because professional services not provided. The insurance covered services of OT, PT and speech through licensed providers have per year visit limits, so they have to cut back or suspend treatment when coverage ends until next eligibility period.
[Comments: Families purchase or count on health insurance as part of employment package in anticipation of avoiding financial disaster in the event of a catastrophic medical event. Current situation is that they can have health insurance and STILL have to suffer financial disaster because treatment excluded, or face the frustrating scenario of knowing they will receive less than the recommended hours of therapy because of limits in a quarter or year. Equivalent would be rationing medication for a chronic condition or giving partial treatment, or suspending treatment from time to time for an acute condition--expensive and less effective because insufficient].


SOME POLITICIANS: Schools already have multiple demands and kids can't be left to be cared for by the schools. Mandating coverage treatments and ABA treatment ultimately saves taxpayer dollars because early treatment reduces life risk of being permanently dependent [at higher cost] on the state as adults, and may allow mainstreaming in typical schools by 8 or 9. Saves money in the long run.
[Comments: These politicians are taking the long, and arguably, the correct view on social policy. Access to health care is a social question. From a financial and societal cost view, sufficient expenditure upfront for competent and necessary medical treatment can reduce lifelong cost per child/person by millions of dollars over the lifespan, and at current conservative prevalence of 1/150 this longterm cost will be a potentially frightful public expenditure. One might also argue that it keeps parents in the workforce, reducing their lost revenue, and with better outcomes, the children have higher probability as future taxpayers or at least require reduced public support as adults.]

Wednesday, April 22, 2009

CBS News On ABA and Who Covers It

CBS News Medical Correspondent Dr. Jennifer Ashton, discussing the Federal Autism Treatment Acceleration Act of 2009, S. 819, which, like Oregon's HB 3000, is also considering coverage of applied behavior analysis treatment for children with autism,
"...(ABA) is considered by many to be the "gold standard" in therapy and treatment for children and other disorders, but specifically for autism...[on whether autism should be addressed by schools or medicine] right now autism is diagnosed by physicians, not teachers, so that really puts the onus on the medical community, and therefore, the insurance companies to cover it. I think we're starting to see now people thinking not just with their bankbooks here, but with their hearts, soul--they need to invest in the future of these children, or the costs will be much higher."